GreenStack
New Privacy-first financial engine for couples 🇮🇳

Stop arguing about money.
Stack your future together.

Green Stack helps Indian couples align shared wealth goals without sacrificing personal privacy. Synchronize milestone horizons, isolate guilt-free discretionary spending, and outpace asset inflation.

🔒 Zero bank credentials needed ⚡ 1,420+ couples queued
SHARED HORIZON ENGINE Select Active Goal
7% INFLATION LOCKED

STAGE 1 • ACTIVE PRIORITY

🛡️ 6-Month Emergency Shield Buffer

₹12.50 L
Funded: ₹8.40 L 67%
Est. Target Date: OCT 2025 On Track ✓
💡 Green Stack automatically splits contributions according to your agreed income ratio.

Interactive Horizon Calculator

Simulate Your Household Cash Runway

Partner 1 Take-Home (Mo.) ₹2,10,000
Partner 2 Take-Home (Mo.) ₹1,75,000
Shared Fixed Expenses (Rent, EMIs, Bills) ₹1,60,000
Guilt-Free Personal Allowance (Combined) ₹40,000

MONTHLY INVESTABLE SURPLUS

₹1,85,000

48% Household Savings Rate

1-Year Reserve Pool: ₹22.20 Lakh
3-Yr Projected Wealth (7% SIP): ₹74.52 Lakh

🎯 Fully funds your Emergency Shield & 7-Seater Car Pool debt-free in 22 months.

Engineered for Modern Couples

Financial Harmony Without Friction

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Zero Bank Credentials

Local-first calculation logic and encrypted CSV imports. We never store bank passwords or OAuth keys.

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Guilt-Free Spending

Set private discretionary buckets. Spend on hobbies or personal gifts without awkward line-item scrutiny.

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Proportional Fair Split

Automatically balance expense contributions proportional to individual take-home earnings fairly.

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Indian Asset Inflation

Built-in models for Indian real estate growth, gold price shifts, education inflation, and mutual fund SIP returns.

FAQ

Frequently Asked Questions

How does Green Stack keep personal spending private?

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Green Stack operates on a dual-bucket structure. Shared household expenses and joint goal contributions are synchronized, while individual discretionary funds remain completely private within your personal vault.

Do we need to link our net banking or UPI logins?

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No! Green Stack requires zero bank logins or OTP permissions. You can use encrypted local CSV uploads, manual entries, or AA (Account Aggregator) read-only tokens if you choose to enable them.

What if one partner earns significantly more than the other?

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Our Consensus Engine calculates custom proportional splits based on post-tax income. This ensures both partners contribute equitably without feeling financially burdened or disempowered.

Is Green Stack free for early access members?

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Yes! Early waitlist members receive lifetime access to core Horizon Planning features and priority onboarding for Batch #1.